Carer’s Allowance claim rules have changed in 2020 due to coronavirus | Personal Finance | Finance

Carer’s Allowance is a flat-rate payment which is currently £67.25 a week. A person may be able to claim the payment if they provide at least 35 hours per week of care for a person who is getting certain benefits.

This person doesn’t need to be a relative or someone one lives with.

It is really important, however, to note that Carer’s Allowance can affect other benefits that both the claimant, and the person they care for, get.

Furthermore, it may be that its subject to tax if an individual’s income is greater than the Personal Allowance.

There are a number of eligibility requirements both the carer and the care recipient need to meet for Carer’s Allowance.

READ MORE: Carer’s Allowance recipients may be able to get discount on their Council Tax

Among the rules is specification about the type of care that’s being provided.

First of all, the claimant must spend at least 35 hours per week caring for someone.

The government states: “This can include:

  • Helping with washing and cooking
  • Taking the person you care for to a doctor’s appointment
  • Helping with household tasks, like managing bills and shopping.”



However, the government has amended guidelines amid the coronavirus pandemic.

Now, if a caregiver or a person they care for are affected by coronavirus, it’s possible to continue claiming Carer’s Allowance if the care is provided remotely.

This includes giving emotional support over the phone or online.

If a person isn’t eligible for Carer’s Allowance, it may be they qualify for Carer’s Credit.

Carer’s Credit is a National Insurance credit that helps with gaps in their National Insurance record.

The state pension is based on a person’s National Insurance record.

Income, savings and/or investments won’t affect eligibility for Carer’s Credit.

Carer’s Credit is a National Insurance credit, and this helps with gaps in a National Insurance record.

If a person cares for somebody for at least 20 hours per week, they may be able to get this.

That said, there are a number of eligibility rules which both the carer and the recipient of the care must fulfil.

Carer’s Credit eligibility

To get the credit, the person must be aged 16 or older and under state pension age, as well as look after one or more people for at least 20 hours per week.

Additionally, the government states: “The person you’re looking after must get one of the following:

  • Disability Living Allowance care component at the middle or highest rate
  • Attendance Allowance
  • Constant Attendance Allowance
  • Personal Independence Payment – daily living component, at the standard or enhanced rate
  • Armed Forces Independence Payment.”

It’s worth noting that should a care recipient not get one of these benefits, it may still be possible to get Carer’s Credit.

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